Officers

Mitchell H. Caplan Chief Executive Officer	R. Jarrett Lilien President and Chief Operating Officer	Betsy Barclay Chief Government Affairs Officer
James R. Bidwell Chief Risk Officer	Connie M. Dotson Chief Communications Officer	Russell S. Elmer General Counsel and Corporate Secretary
Arlen W. Gelbard Chief Administration Officer and President E*TRADE Bank	Joshua S. Levine Chief Technology and Operations Officer	Robert J. Simmons Chief Financial Officer
Nicholas A. Utton Chief Marketing Officer	Dennis Webb President E*TRADE Capital Markets

Directors

George A. Hayter, Chairman of the Board, E*TRADE FINANCIAL Corporation

Daryl Brewster, Group Vice President, North America, and President, US Snacks Sector, Kraft Foods, Inc.

Mitchell H. Caplan, Chief Executive Officer, E*TRADE FINANCIAL Corporation

Ronald D. Fisher, Vice Chairman, SOFTBANK Holdings, Inc.

Michael K. Parks, Managing Director, Leveraged Finance Group of Trust Company of the West

William A. Porter, Chairman Emeritus, E*TRADE FINANCIAL Corporation, and
Chairman Emeritus, International Securities Exchange

C. Cathleen Raffaeli, Chief Executive Officer and President, UNext, Inc.

Lewis E. Randall, Private Investor

Lester C. Thurow, PhD., Lemelson Professor of Management and Economics, Sloan School, Massachusetts Institute of Technology

Donna L. Weaver, Chairman, MxSecure, Inc.

Introduction

Company Milestones