E*TRADE FINANCIAL

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Corporate Office

E*TRADE FINANCIAL Corporation
135 East 57th Street
New York, NY 10022
(646) 521-4300
www.etrade.com

Financial Information

To download our Form 10-K, click here.
To request a printed copy, contact Investor Relations.

Investor Relations

Adam Townsend
Vice President, Investor Relations
adam.townsend@etrade.com
703-236-8719

Corporate Communications

Pam Erickson
Vice President, Corporate Communications
pam.erickson@etrade.com
617-296-6080

Wholly Owned Subsidiaries

For a list of wholly owned subsidiaries, please refer to our Form 10-K.

Transfer Agent and Registrar

American Stock Transfer & Trust Company
59 Maiden Lane
New York, NY 10038
800-937-5449

Independent Auditors

Deloitte & Touche LLP
McLean, VA

Annual Meeting

The annual meeting of shareholders will be held:
Thursday, May 26, 2005
The Ritz-Carlton
Pentagon City
1250 South Hayes Street
Arlington, VA 22202

About E*TRADE FINANCIAL

The E*TRADE FINANCIAL family of companies provides financial services including trading, investing, banking and lending for retail and institutional customers. Securities products and services are offered by E*TRADE Securities LLC (Member NASD/SIPC). Bank and lending products and services are offered by E*TRADE Bank, a Federal savings bank, Member FDIC, or its subsidiaries.

Important Notice

E*TRADE FINANCIAL and the E*TRADE FINANCIAL logo are registered trademarks or trademarks of E*TRADE FINANCIAL Corporation. The statements contained in this report that are forward-looking are based on current expectations that are subject to a number of uncertainties and risks, and actual results may differ materially. The uncertainties and risks include, but are not limited to, changes in market activity, anticipated increases in the rate of new customer acquisition, the conversion of new visitors to the site to customers, seasonality, the development of new products and services, the enhancement of existing products and services, competitive pressures (including price competition), system failures, economic and political conditions, changes in consumer behavior and the introduction of competing products having technological and/or other advantages. Further information about these risks and uncertainties can be found in the information included in the annual reports previously filed by E*TRADE Group, Inc. or E*TRADE FINANCIAL Corporation with the SEC on Form 10-K (including information under the caption "Risk Factors") and quarterly reports on Form 10-Q.

© 2005 E*TRADE FINANCIAL Corporation. All rights reserved.